Business man accountant working hard of accounting financial report of annual 2017 with tax paperwork or job order product.

Our Approach

Our approach is very simple. .  . Connect our clients to the best – cost effective funding source within 24 hours.

If we can’t help with your situation, we give you the specific reason within 24 hours and an action plan on how to improve your funding ability.

Meet the Team


Senior Account Executive

Cha Stock started her career at age 13 working at a horse ranch as a trail guide, taking guests on the dry Santa Ana Riverbed to the beach.

Later, she worked about 10 years in retail, setting up stores in the LA market.

Cha’s next career was in the medical field where, as an Executive Assistant, she excelled in multi tasking going from one burning matter to another on the turn of a dime.

Cha then connected with Randy, the owner of Business Lending Specialists. She’s known Randy since she was 5 years old. She came on board early 2017 and has worked her way up to Senior Account Executive.

Funding small businesses is a new learning experience for Cha so if she doesn’t know the answer, she will not just make up a phony answer. Cha has a direct line to Randy where she can get an accurate answer.


Owner – Founder

Randy Ontiveros, in an earlier life, was a Reserve Police Officer and Private Investigator. As a Private Investigator, Randy learned a lot of small businesses struggled with cash flow. With this information, Randy started a factoring company where, over an 18-year period, helped small struggling companies became larger profitable companies.

Randy later sold his interest in that company and started a funding brokerage firm where he specializes in connecting small businesses with the most cost effective direct lenders.

Randy is still a CA licensed private investigator, using those skills to navigate some of businesses most perplexing challenges.

Randy is also a member of International Factoring Association and California Association of Licensed Investigators.

He has a wife, 5 kids, 16 grand kids and 2 great grand kids.

Next Steps…

Get in touch with us TODAY. We can help you!